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DISCLAIMERS

The information published on this Site is provided without charge as a convenience to visitors, to be used for informational purposes only and shall not be construed as an offer or solicitation to deal in products referred to or contained in this Site. While Assure Financial Pte Ltd (AFPL) (which shall include any of its relevant third party providers) has tried to provide accurate and timely information, there may be inadvertent delays, omissions, technical or factual inaccuracies and typographical errors.

The information provided on this Site is provided "AS IS", "AS AVAILABLE" and is provided by way of a simple summary. AFPL (which shall include any of its relevant third party providers) does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained in this Site, and AFPL expressly disclaims liability for errors or omissions in these materials. AFPL makes no commitment to update the information contained in this Site. Accordingly, you are advised to refer to information from the relevant persons or parties.

All materials and contents found in this Site are strictly for information purposes only and should not be considered as an investment advice or recommendation, an inducement of offer, or solicitation, to deal in any of the products found in this Site by AFPL or any of its relevant third party providers. Any forecasts or projections or forward looking statements made whether by AFPL or any other party in this Site are not necessarily indicative of future or likely performance, future events or future financial performance of products, countries, markets or companies. These statements are only predictions and actual events or results may differ. While certain tools available on the Site may provide general investment or financial analysis based upon your personalized input, such results are not to be construed as our providing investment recommendations or advices. Please make your own assessment of the relevance, accuracy and adequacy of the information contained in this Site. You are advised to make your independent investigations as may be necessary or appropriate for the purpose of such assessment including the investment risks involved. Any opinion or estimate contained in this Site is made on a general basis and neither AFPL nor any of its servants or agents have given any consideration to nor have they or any of them made any investigation of the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons.

Accordingly, AFPL expressly disclaims all liability for the use or interpretation by others of information contained in this Site or for any loss arising whether directly or indirectly as a result of the visitor, user, any person or group of persons acting on any information, opinion or estimate contained in this Site. Decisions based on information contained in this Site is your sole responsibility, and in exchange for using this Site, you agree to hold AFPL harmless against all and any claims for damages arising from any decisions that you make based on such information.

Life insurance policies are not deposits or other obligations of, or guaranteed or insured by AFPL or any other insurance companies referred to in this Site or their affiliates and are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future performance.

If you are accessing this Site from a jurisdiction outside of Singapore, you are responsible for compliance with the applicable laws and regulations of your jurisdiction. Please do not access this Site if the publication or availability of this Site is prohibited in your jurisdiction in any way.

EXCLUSION OF LIABILITY

VISITORS TO THIS SITE ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS SITE. AFPL DISCLAIM ALL WARRANTIES, REPRESENTATIONS AND ENDORSEMENTS, EXPRESS OR IMPLIED, WITH REGARD TO INFORMATION ACCESSED FROM OR VIA THIS SITE, INCLUDING BUT NOT LIMITED TO ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND FREEDOM FROM COMPUTER VIRUS.

AFPL DOES NOT ASSUME ANY LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF THE INFORMATION DISCLOSED AT OR ACCESSED THROUGH THIS SITE. IN NO EVENT SHALL AFPL BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF WHATSOEVER KIND RESULTING FROM WHATEVER CAUSE, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS, OR LOSS OF DATA, WHETHER IN AN ACTION UNDER CONTRACT, TORT, NEGLIGENCE, OR STRICT LIABILITY, OR OTHERWISE, ARISING OUT OF OR IN ANY WAY IN CONNECTION WITH THE USE OR PERFORMANCE OF THE INFORMATION ON, OR ACCESSED THROUGH, THIS SITE.

Any advice or recommendation in the Site has been made on a general basis without taking into account or considering the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Any reliance on such advice or recommendation is entirely at your own risk IN ALL CASES, YOU SHOULD ALWAYS SEEK THE ADVICE OF PROFESSIONAL ADVISERS REGARDING THE EVALUATION OF ANY PRODUCT, INSURANCE POLICY OR OTHER FINANCIAL INSTRUMENT, REPORT, INDEX, ADVICE, OPINION OR ANY OTHER CONTENT.

Any hyperlinks to any other websites are not an endorsement or verification of such websites and such websites should only be accessed at the user's own risks.

This exclusion clause shall take effect to the fullest extent permitted by law.

LINKS TO THIRD PARTY WEBSITES

AFPL makes no representations whatsoever about any other web site which you may access through this Site. When you access a non-AFPL web site, please understand that it is independent from AFPL, and that AFPL has no control over the content on that web site. In addition, a link to a non-AFPL web site does not mean that AFPL endorses or accepts any responsibility for the content, or the use, of such web site and AFPL shall not be liable for any accuracy or quality of any such content. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. AFPL makes no representation or warranty as to any third party products.

LINKING TO THIS SITE

No hyperlinks to the Site or any of the internal or subsidiary pages within the Site, or framing of any content in the Site, shall be made by anyone unless with the prior consent of AFPL. Without prejudice to any of its other rights, AFPL may upon discovering such unauthorized linking or framing disable such links or frames.

SUBMISSION OF INFORMATION

By providing information (such as feedback, data, answers, questions, comments, suggestions, plans or ideas) to AFPL, you agree that such information shall be non-confidential and that AFPL shall have unlimited rights to use, distribute, reproduce, and disclose such information worldwide as AFPL deems appropriate, without compensation or acknowledgement of its source. AFPL shall be free to use any ideas, concepts, know-how or techniques contained in information which you provide to AFPL through this Site, including but not limited to developing, manufacturing, and marketing products or services incorporating or otherwise based on such information.

REGISTRATION AND USE

This section is applicable to registered users only.

You have been provided with an account ("Account"), a user identification ("User ID") and password ("Password") specific to your Account which you may use to navigate and carry out transactions on this Site.

AFPL shall be entitled to disclose the User ID, Password or Account contents to any third party if required to do so by any law, regulation or court order.

You shall :-

  1. be responsible for ensuring the confidentiality of your Account, User ID and Password;
  2. immediately notify AFPL of any theft or unauthorized use of your Account, User ID and Password or any other breach of security;
  3. log out of your browser at the end of each of your sessions on the Site;
  4. not disclose your User ID or Password to any third party;
  5. be solely responsible for any activities that take place through your Account, User ID or Password and for the contents of your Account.

In no circumstances shall AFPL be liable to you in any way whatsoever for any loss, damage, costs, expense incurred by you as a result of, arising out of or in connection with, whether directly or indirectly, the wrongful or fraudulent use of your Account, User ID or Password.

You shall have no rights, title, interests over your Account, User ID or Password. AFPL or its relevant third party providers shall be entitled (in its sole discretion and without assigning any reason) to terminate the use of the same at any time whatsoever. Upon such termination, you shall no longer be entitled to use or access your Account, User ID or Password. AFPL shall not be liable to you or any third party for any termination, deactivation or deletion of your Account, User ID or Password or the contents of the Account.

INTERNET TRADING DISCLAIMER

The Internet is, due to unpredictable traffic congestion and other reasons, an inherently unreliable medium of communication and that such unreliability is beyond the control of AFPL. You acknowledge that, as a result of such unreliability, there may be delays in the transmission and receipt of Instructions and other information which may result in delays in the execution of Instructions and/or the execution of Instructions at prices different from those prevailing at the time the Instructions were given. You further acknowledge and agree that there are risks of misunderstanding or errors in any communication and that such risks shall be absolutely borne by you. You acknowledge and agree that it will not usually be possible to cancel an Instruction after it has been given.

GOVERNING LAW & JURISDICTION

By using and accessing this Site, you agree that Singapore law shall govern such use and access and you agree to submit to the exclusive jurisdiction of the Singapore courts.

Updated 25 May 2018

 

Assure Financial Pte Ltd "AFPL" (UEN: 201716081W) is not currently licensed, approved, registered or otherwise regulated by the Monetary Authority of Singapore or any other applicable regulator in Singapore or otherwise in respect of any of its activities, nor does it hold itself out as being so licensed, approved, registered or otherwise regulated.

AFPL does not and does not hold itself out to be carrying on any activities which would require them to be so licensed, approved, registered or otherwise regulated (including but not limited to regulated activities under the Securities and Futures Act (Cap. 289) of Singapore and financial advisory services under the Financial Advisors Act (Cap. 110) of Singapore).